PRESSURE OF THE SELFIE GENERATION

1. Are your selfies landing you in debt?

The rise of the “selfie culture” and a fixation on the lifestyles of celebrities may be landing young people in debt.
Research found that young people felt pressured not to be tagged in a photo on social media wearing the same outfit twice. Not wanting to make a fashion faux-pas, one in 10 borrow money they can’t afford to buy new clothes.Internet survey found that 41% of all 18- to 25-year-olds feel the pressure to wear a different outfit every time they go out, rising to 47% for young women.
One in six young people say they don’t feel they can wear an outfit again once it’s been seen on social media, and 79% admitted being influenced by at least one social media platform.
Instagram topped the list at 55%, followed by Facebook (40%), YouTube (37%), Snapchat (25%) and Twitter (14%).

Additionally, unboxing videos, in which YouTubers film themselves opening shopping hauls, are hugely popular, with 30% of young people reporting they watch them regularly, possibly influencing young adults to go out and get a “haul” of their own – with money they don’t have.

The selfie culture has a darker side, though, with 1 in 10 borrowing money they can’t afford to repay to fund clothes shopping. Also many borrowing to purchase new clothes were eating cheap food, skipping meals and even selling sentimental belongings to fund their shopping habit.

More concerning, another study from Royal Mint shows that this is affecting savings levels, too – the #YOLO generation (You Only Live Once) are saving just £300 a year (£5.70 a week) so they can have fun with the rest of their income. This compares to £1,500 per year, which was the average saved 40 years ago, according to historical data published by Lloyds Banking Group.
b. Does stuff = success?
The problem is a cultural one that stems from our tendency in the West to value “acquisition” more highly,

“In effect, we have psychologically fused together success with acquiring ‘stuff’,” he says. We think, “the bigger my house, car, wardrobe, or holiday, the more I demonstrate to myself and others that I am successful.”

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July 19, 2018 0

I recall a time when one of my cousins came to me telling me all the things happening to him and how he was tired of living. He was subtly threatening me that he wanted to end his life. For some reason my response was spontaneous and harsh; please go and let us know how many of us is remaining to share the limited resources (food) available.

With hindsight, that was a sharp insensitive response that I would not give with a hind sight but the truth is that Life happens to all. DO YOU RESPONSE OR REACT when life throws its punch at you?

You may be asking what the difference is. There is a huge difference between the 2 and the difference is in the outcome.

Outcome of reaction is irritation, getting stuck, throwing out tantrums at people around you, playing the blame game etc. but the response of response is inward reflection , outward assessment, taking responsibility , looking for lesson(s) learnt, improved capacity…etc.

The following analogy or experiment perfectly illustrates how we all respond to life struggles when we come across it.

When you take a kettle of water, heat up to boiling temperature, pour the boiling water to the following items (Fresh Egg, Carrot and tea bag) let’s see what happens to them after sometime .

The Egg gets hardened; the carrot becomes soft while the tea bag changed by infusing its content to move from one state to another and at the same time changing the water to tea.

Boiling water is figuratively the life that happens to everyone… no one is immuned to it.

How do you ride on life storms? Like the Eagle that use the storms to soar or the chicken that runs for cover?

How have you responded to life up till now? CARROT, EGG and TEA BAG.

Is there a need to change? How do you hope to change? Let me hear from you. Share your experience for others to learn from you in the comments.

CLICK TO WATCH THE VLOG HERE

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June 27, 2018 0

How You Give Yourself Away Unknowingly! #TAKE IT BACK

For a very long time I lived with this question in my mind of why people easily don’t understand me. I was not necessarily desperate but really eager to have people tick the like button on me. Though it did happen but it was at a cost; cost of loosing me; cost of doing everything possible to conform to people’s expectation; cost of me not understanding my action therefore unable to explain the WHY of those actions( Since I was living other peoples’ scripts.

It’s a life of silent frustration as human manipulators hijacked this to turn me to their toys and redesign me to their own version of me.

You have no idea how long this went on in my life. I was living to please that friend, family, colleague, spouse, parents, in laws, the communities I found myself in.Conforming to their expectations and ignoring my expectations of me.

DOES THIS RESONATES WITH YOU? Do you find yourself like this to be a tiny bit like Me?

I was there and it wasn’t a pleasurable experience . You live not pleasing yourself and living other peoples’ scripts.

IF YOU LIVE LIKE THIS YOU CAN NEVER HAVE THE BEST SHOT AT LIFE!

It’s time to get out of the box that you have put yourself in. Yes..you read well. You said yes to the scripts of the others..it was not forced on you. Yes I know how it is like to not be liked and you want them to be like. FLASH NEWS- Everybody cannot like you and neither can you like everybody?

Have you sat to think that you too have people that are not on your favorite list because of who they are?How do you treat them ?Do you also try to fit them into your own box of expectations? If yes then you are as guilty as the people we are referring to .

Why do people do this? It’s natural to gravitate towards what you are familiar with, so when you meet with unfamiliar character traits ; you are left with 2 options –

1. To accommodate to understand if you can live with it or move away if it bothers on an integral value you uphold highly.

2. Unable to accommodate and cope with it so you try to emotionally manipulate the person to fit your expectations .

These are the 2 reactions we give and receive when we come across people whose values are not similar to ours.

So you as a victim in the box, what do you do to gain your freedom and start living to be you in your comfortable space..?

I shared the way out in the video below. Please watch and leave a comment on how the video RESONATE with you.

WATCH VIDEO HERE….

Atinuke O

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June 7, 2018 0

3 Benefits of Pension People Miss Out On

So many employees and self-employed people do not pay attention to how their financial future will be. Can you tell me how your financial future will be like when you do not have the strength to do as much as you are doing now. People are so engrossed in the past and present while failing to pay more attention to the future; the time you might not be able to work or you attain the age of retirement. How well you have prepared for the time now determines the quality of life you live . What does the future hold for you financially? This is a question many people do not want to ask for either fear of what to discover( lack of preparedness or thoughts that the future is a far away time). For any of the reason, you have to come to terms with reality. Below I share 3 sure benefits to get from pension scheme participation. A lot of people miss out on this unfortunately.

Guaranteed More Money From Your Employer

A sure means to get a top up on your earnings/income because employers always have a percentage contribution to the scheme if you participate in the scheme. The government also encourages employers to do this, Participating or contributing to your company’s pension scheme is a sure way to get paid more from your employers. Most, if not all the scheme have the employers contribute to it based on your contribution. There is o way you can get that money from your employer if you do not participate or contribute to your company/employer’s pension scheme.

Guaranteed Tax refund from Government

All your contribution to the pension scheme is tax-free. The government refunds the tax deducted on the portion / amount you are contributing to the pension scheme. This is the way the government encourages or inspire employees to register and contribute to their companies’ pension schemes. This is a sure means of getting money from the government. E.g. if you contribute £100 to your company’s pension scheme and your income tax rate is 20 %( i.e Tax you pay on your wages/salary) ; the money that is effectively invested in the pension scheme is 120 i.e. 100 plus 20% (20) = 120 not 100 deducted from your wages/salaries.

Guaranteed Retirement Income

Contributing to your employer/company’s pension scheme is a making future plans for retirement income. More than 70% of people end up little or no plan for retirement, hence you find that when people retire they have to make a downward adjustment in lifestyle to be able to afford it. This affects the quality of their lives because little or no plan has been made for retirement. Contributing to the pension scheme is an indication that you have plan for that future hence you design that future life you want.